Tag Archives: antitheft

Emergency Files for Home and Travel-

Emergencies happen, and usually at a moment when you or your family least expect it. Imagine if something were to happen which would prevent you from accessing your home, your office, your bank, your cell phone. Your normal life would come to an abrupt “stop.”

Hard to imagine? It happens all the time particularly when natural emergencies such as an earthquake, fire, hurricane, tornado, flood, or storm strike. Travel is another scenario where you should have a contingency plan to access personal and financial information should you lose your wallet or valuables.

While there are many sources of information that focus on physical preparedness, many do not include what is commonly called a “Red File.” The Red File is designed to include copies of or locations where everything that is necessary for you or your family to rebuild your financial and operational life in the aftermath of an event.

Many potential emergencies will require you to evacuate your home. Some may be short evacuations, others longer, and still others may prevent you from returning at all. Despite your displacement, many facets of normal life continue. Bills need to be paid, purchases need to be made, bank accounts need to be accessed and memories and important records need to be preserved. If forced to evacuate your home quickly, you won’t have time to gather all of your important files, pictures, and other items. Be prepared with an emergency red file you can grab and go that has all your key documents in one spot. If disaster strikes when you are away from home, a digital red file could be a “life saver.”

Have a Digital Emergency File in Addition to Your Physical Red File

Everyone should complete a digital “Red File” and make sure that a few people in your life know where it is. Having a digital “Red File” is a must if you need to access it while away from home, like when traveling or if disaster strikes while you are away from home. The original or copies of the documents should be held in a secure place such as a fire safe, or even better yet inside a bank safety deposit box.

When traveling you should have a “Travel Red File” of all travel documents, financial records like credit card numbers you are carrying, and possibly needed medical files including eyeglass prescriptions available to you via a thumb drive or internet access (password protected). Keeping photos of key documents, prescriptions, health insurance, and emergency phone numbers on your phone (again password protected) is also a plan.

Emergency Home Files

There are a couple of ways to have home emergency files and important papers ready for your access. These files, unlike the files you’ll need to access during a travel emergency, are more extensive. You may elect to use a fire safe file box or a locked cabinet for storage. I use a fire safe box because I can grab it and run with it in case I need to evacuate my home. This box along with my computer, some personal photos and items is the basis to rebuild should everything else be lost like in a fire or similar disaster.

If you use home accounting software it may a place for you to enter all your account information as a summary or overview tool.

Placing Important Digital Information On Your Computer

If you place important information on your computer and it is stolen or hacked you have a higher chance of giving a thief complete access to all of your critical, sensitive, as well as confidential information. That’s why you need to make sure any digital file is kept on your computer in a password-protected file. Consult with someone in your company’s IT department to fully understand the best and most cost-effective way to do this. Here are a few more thoughts about having a password protected file, as well as who should know where it is, as well as how to access it in case you and your spouse/partner are unable:

Put all “sensitive” files in a password-protected folder.
Give a close, trusted confidante (spouse, best friend, attorney) the password to the folder. Use a strong, non-obvious password.

How to Create an In-Case-of-Emergency Everything Document to Keep Your Loved Ones Informed if Worst Comes to Worst

If you were hit by a bus today or were otherwise incapacitated, would your loved ones be able to quickly locate your important information or know how to handle your affairs? Many of us have a great handle on our finances, but our record keeping systems might not be obvious to family members or friends who might need immediate access to them in times of emergency. Here’s a step-by-step guide to organizing your vital information so it can be conveniently and safely accessed when needed.

The Wall Street Journal’s List of 25 Things You Need Before You Die

This is a link to an article published by the Wall Street Journal that provides a good read when you are putting together your emergency file.

Emergencies: Are You Prepared? Your Personal Checklist of Important Documents

This is a link to a page put together by the University of Virginia Tech on the subject. It is a one-page document that you can easily copy and page in Word or Excel and fill in the blanks.

Don’t Procrastinate — Create an “In case of …” File Today

Another article on the subject put together by Unclutter.com. It also deals with your online identity if you pass away.

The Big Book of Everything

This is a website put together by Erik Dewey. In a nutshell, he has created a web page which has both a nice downloadable PDF book as well as an Excel spreadsheet that together will allow you to create a notebook filled with all of the information anyone could need to know about you. The idea is that in our lives we have countless things that we are involved in. On rare occasions, other people need this information and no one knows how to get it. That’s where the Big Book comes in. By filling this out and keeping it current, you can simplify the effort others have to take on your behalf. Uses for the Big Book are:

After you pass away. People will know what accounts to cancel, have access to your email, know where important papers are kept, and otherwise streamline what is already a painful process.
Filling out applications. The information in the book is often found in various applications, by having the book you can look that stuff up at a moments notice.
Making sure you know what your assets are. By going through and inventory all of your assets, you have a better idea of where you are financially.
Forcing you to prepare for emergencies. By filling out the forms, it will force you to be better prepared when an emergency strikes.

Steps to Take Now

Organizing your financial information is a first step towards being prepared for an emergency.
Sales receipts for expensive purchases and contracts should be filed for easy access if an insurance claim is necessary.
Photocopy the front and back of each credit and debit card for easy access to important information if they are lost or stolen.
Keep an inventory of personal and household property current with copies in two different locations. Create a video with your phone narrating as you walk through the house, garage, and yard.
Organizing your tax records makes tax preparation much easier and is essential in preparing for an audit.
Keep all insurance documents for car home, health etc together.
Financial information such as accounts should be carefully secured and protected against unauthorized access.
List of passwords to online accounts

Life’s emergency situations require advanced preparation and planning. The first step is organizing your financial information. Do you have an appropriate place for filing each document? Have you told anyone else where you keep your vital information? Have you shared your wishes in the event of your death? Are your documents available to ‘grab and go’ in case of evacuation? Many situations require that you take action now to avoid financial problems later.

List It or Lose It – The Case for Household and Property Inventory

A household inventory is an itemized list of your personal belongings. It provides a method of knowing exactly what personal property you own. An accurate household inventory is a necessity whether you are a homeowner or a renter.

Everyone loves a flight upgrade, especially when embarking on a long flight. While you won’t get to your destination any faster, the extra seat space, legroom, and food can make flying a much more pleasant experience.

Unfortunately for travelers the gate attendants no longer have the same discretionary power they used to, and upgrading a traveler to business or first class, especially on long flights, costs the airline money even though you might not think so. The cost of business and first-class travel is actually higher than that of economy. The better food and drinks hit the bottom line while now in economy class food has become a revenue source as customers usually have to pay for a snack or meal.

Several ways to get that flight upgrade to first or business class

1. Loyalty Flight Upgrade

Loyalty is the best way and our most suggested way to earn a flight upgrade. Many airlines offer complimentary upgrades to their loyal customers who travel often throughout the year. Points can also be accumulated through their credit card and partner rewards programs and which help their loyal customers earn miles. These miles can be used to purchase upgrades.

If a flight is undersold, airlines sometimes upgrade passengers who are enrolled in their rewards programs for free if they’ve accumulated the required mileage during that year. If you haven’t yet, join the frequent flier programs for the airlines you fly on most.

2. Get an Airline Credit Card

Most airlines offer credit cards that reward you with points based on your purchases. Many also offer a bonus amount just for signing up for the card. Using this type of card helps you accumulate points that you can use for “free” upgrades to business or first class.

3. Pay for The Upgrade

When checking out directly on the airline’s website you will have the opportunity to upgrade to a premium coach seat or first class. You can also ask the gate agent before boarding what the upgrade cost would be. Ask your travel agent because they may have access to preferred seats that aren’t readily available on the airline’s website.

4. Timing

Oversold flights are a great opportunity to score an upgrade. When a flight is oversold, often, gate agents will announce if anyone would like to give up their seat in exchange for another flight. This is the perfect opportunity to ask for an upgrade on your next flight in exchange for giving up your seat. Early morning or flights during peak times are ideal for this situation.

5. Ask for the Upgrade

Always be honest and if it’s a special occasion like a honeymoon, anniversary, or an emergency, arrive early and let the ticket agent and gate agents know if they can they will help to make y our trip more comfortable. Also, if you’ve been inconvenienced by the airline due to delayed or canceled flights, ask for an upgrade as compensation. Lastly, don’t demand an upgrade or be angry with the people who are there to help you.

6. Dress as if You Always Fly First Class

As you know, first impressions count so put a little effort into your wardrobe choice if you think you’re going to ask for an upgrade While you don’t have to wear a suit and tie or suit and heels, you should be dressed as smart casual, that means no torn jeans, dirty flip flops, tank shirts or yoga pants or message T-shirts. Dressing as if you belong in first class gives you an overall more appealing appearance.

7. Arrive Early at the Gate

If there is an empty seat in economy plus, business, or first class still available it may just go to the first one who asks for it. Remember to be courteous and nice to the agent while asking.

Lastly, fly prepared in case you can’t get that last-minute upgrade. Pack a couple of flight comfort items such as your own flight pillow or compact blanket to keep the chill off. A few creature comforts will make your time in economy or coach more pleasant.

Preparing for Your Trip

If you’re traveling alone, it’s ideal to pick the seat on the aisle. Sure it’s nice to be seated by the window, but you can skip that whole awkward getting up to go to the bathroom encounter with the passenger next to you if you’re already sitting on the aisle seat.
Experts say the safest seating on-board is the exit aisle in the back of the airplane. It’s the farthest from impact and explosive fuel. (Just in case you were wondering.)
Airlines typically send out check-in reminders 24 hours before your flight departs. It’s important to confirm as soon as possible so that you may get priority in boarding or be put in one of the first passenger boarding groups. This will help to store your carry-on bag closer to your seat. The benefit here is you keep an eye on your belongings and it will be easier to grab your bag when you deplane.
Before traveling email yourself your important bank and credit card contact information. In case you lose your wallet or have your items stolen, you have the bank contact numbers handy.
Make a checklist ahead of time of all the items you need to pack in your carry-on and checked bag. Emphasis on the little things like a portable charger, earphones, and glasses, etc. These are the convenience things you’ll use daily and don’t want to be without. (You’d be surprised how many people forget these small items at home.)
Check the TSA website for regulations regarding what can be carried onboard in your carry-on bag. Do you know the 3-1-1 rule for liquids? And what about shoes and belts? You may have to remove them to go through screening so choose your travel wardrobe wisely like shoes you can slip off and on quickly, pack your lace-ups. So step one check the TSA website for the latest rules before you pack.

At the Airport

Research your destination airport, especially if you’ve never been there. Airports like Dallas, LAX, or JFK can be confusing, and if you’re in a rush to get to a connecting flight, you might be able to get on a Skylink (bus or rail) to your next gate quicker.
No matter what you do make sure you get to the airport at least one hour before your departure time for domestic flights. You never know what kind of delays (like long TSA lines) there could be, so it’s better to be early than late and miss your flight. Contact the airline for their recommendation on what time to arrive.
If you are running late, don’t bother using a kiosk or seeing a check-in agent to get a boarding pass use your smartphone! Check your check-in emails for a scanner code. You can easily show your phone with the scan code and use it as a boarding pass. If you have an iPhone, you can save your boarding pass information into the Passbook/Wallet. If you have an Android, you can save your boarding pass as a photo.
***However it is highly recommended to always have a backup print out of all your travel documents and keep them together in a travel document organizer. What if you lose your phone, or have a dead battery?
When putting your carry-on baggage on the x-ray belt, put your laptop last so that it comes out behind your other items, and with luck, about the same time you walk through the metal detector to pick it. Better yet, have a travel companion clear security first then put your valuables on the belt, and they can keep an eye on your laptop until you have cleared security.
If taking a connecting flight, alert the flight attendant. Long delays can occur in-between flights, and they will usually give passengers with connecting flights priority to get off the plane. This is especially valuable if your seat is towards the back of the plane.

Bonus Tip

*** Most airlines offer a wifi plan! You can research and buy credit before boarding the plane so that you may catch up on emails or entertain yourself during your flight!

One of the most liberating benefits of modern technology is the mobility and flexibility it gives us. Stay connected on vacation for fun, or even to sneak a peek at office emails if you must. If you’re out of the office for work, you won’t be out of the loop thanks to technology. All you need to do is carry your laptop, mobile phone or tablet and you’re plugged in. However, along with that comes vulnerability and risks.

If you are not careful about how and where you use your devices, you may end up having a vacation data disaster! The data lost may be personal in nature like your family’s pictures on the beach, or it could be business related to your profession. There are many ways you can lose data from your devices when away from home. Data could be simply lost due to carelessness which damages the hard drive. While vacationing, laptops and hard drives can face a relatively harsher climate than what you have in your home or office. Whether you are camping, trekking, doing road trips or simply lying on the beach or by the pool extreme variations in temperature and moisture, exposure to sunlight and sand and mechanical jolts and rough handling all make your hardware prone to crash. Mobile phones and tablets can accidentally get dropped in swimming pools; you get the picture.

Besides different environments which can impact data, theft of laptops and phones is the number one reason data is lost. Laptops are stolen mainly from airports, hotels, restaurants, and crowded locations such as subways and train stations. It is no coincidence that these busy locations are where the majority of thieves target their victims. It’s not only the price of the laptop they are interested in. Sometimes the data inside could be valuable as well. The wi-fi provided in most hotels, and cyber cafes are not secure, and almost anyone can have access to your data if they want. By gaining access inside your hard drive, they can delete and manipulate your programs and access your passwords which could also provide entry to business sites.

So what should you do? As the saying goes, prevention is better than cure. Don’t let your laptop or phone out of your sight.

Tips on How to Protect Data When Traveling

Don’t ever leave your valuables unattended in a hotel room or car.
Lock them up in room hotel safe, even if you plan to be out of your room for just a few minutes.
Use a portable travel safe to secure them in a vehicle, hotel room or by the pool.
Transfer data to a flash drive or portable media device and lock it up.
Backup to the cloud regularly.
Carry your devices in a travel bag, day bag, or purse with anti-theft features.
Wear your bag crossbody style when in a crowd.

Physically protecting your devices is the number one data theft prevention activity. Regularly changing your passwords and updating your antivirus software are also good practices. Encryption is generally more reliable than passwords and should be used if the data is very sensitive to theft. Even if the data is lost, the thief will have a very hard time gaining access to it.

Lastly, before you leave home, make copies of all your important, irreplaceable files and store them safely at home, or even the cloud is now an important option too. A physical document organizer for your passport and credit cards will also come in handy.

Lastly, arrange your laptop and mobile phone data in such a way that it’s easier to backup and retrieve in case of loss like putting related documents in one folder. Make these practices habits and you’ll worry less, and enjoy your travels more.

When meeting planners are asked about their emergency plans, they often say, “I never thought of that,” Detective Kevin Coffey told participants of Northstar Meetings Group’s Destination Caribbean event, taking place this week at the Westin Grand Cayman. But given the tragic events of the past couple of years, he said, “more have realized they need to take an in-depth look at this.”

In his 35 years with the Los Angeles Police Department, Coffey was a pioneer in travel-crime investigations and founded the LAPD’s Airport Crimes Investigations Detail. He is now one of the country’s leading experts on travel and meetings risk, conducting training, and consulting for global organizations. Read More…

In a press release from the Transportation Security Administration (TSA) more stringent screening procedures for all incoming flights to the United States take effect today (10/26/17). The TSA is under the Department of Homeland Security. All passengers, both foreign and American citizens could face security interviews a U.S. government official said.

“The security measures affect all individuals, international passengers and U.S. citizens, traveling to the United States from the last point of departure international location,” said Lisa Farbstein, a spokeswoman for the TSA. “These new measures will impact all flights from airports that serve as last points of departure locations to the United States.”

She estimated the number of flights affected at around 2,100 daily. She also said it would include “heightened screening of personal electronic devices” and stricter security procedures around planes and in airport terminals.

The new practices could increase the time it takes to clear security screening, so contact your airline for guidance on how much time you should allow for passing through security to be sure you don’t miss your flight.

Read the full article at NBC News for information.

More Resources to Help You Get Through TSA Screening

Trusted traveler programs such TSA PreCheck can help get through screening quicker and keep your shoes on too. Enroll once and your membership is good for 5 years. Learn which trusted traveler program fits you best.
Take a few precautions before you go. Make sure you pack your carry-on luggage in accordance with the 3-1-1 liquids rule and keep electronics larger than a cell phone handy to be removed for inspection at screening. Also during popular travel times, like Thanksgiving check out the TSA wait times for specific airports to make sure you arrive at the airport in plenty of time.

If you want more clarity about what to expect prior to check-in at the airport, start with contacting the airline you’re flying with for guidance. Next, remember to leave yourself plenty of time for delays and your trip through the airport will be a lot smoother.

While London tops many traveler’s lists as one of their must-see cities to visit in Europe, certain London’s subway lines are tops with pickpockets. The busier the station or line is with travelers the busier it is with pickpockets. Make sure you are safe from pickpockets while using the London Underground or Tube so you don’t waste precious vacation time in a police station making a crime report, obtaining new ID or passport, or getting new credit cards lost to the thieves.

Watch Out for Pickpockets on Certain London Subway Lines

Watch Out for Pickpockets on London Subway Lines

In a recent report released by the British Transport Police, several specific underground Tube lines were identified as the top pickpocket victimization locations where passengers are being targeted by pickpocket gangs. Obviously, the Tube’s busiest lines and stations are the ones most likely to have higher incidents of theft by pickpockets than quieter lines.

The report also shows the subway stations where London subway pickpockets are most active and unsurprisingly they are the tourist hot-spots. Of interesting note, the report also lists the sex of the victims and pointed out that if you’re a woman you are more likely to fall victim to subway pickpocket, as 1247 females were pick-pocketed last year compared to 1116 men. The London subway pickpocket figures were obtained by IBTimes UK from Freedom of Information requests revealed British Transport Police recorded 15,635 offenses across the Underground as well as Docklands Light Railway (DLR) and Overground services.

Travelers using London’s Central Line to get around central London are more likely to fall prey to thieves than on any other route on the London Underground.

The Solution – Stop Pickpockets Before They Ruin Your Trip!

Use anti-theft wallets, bags and other clever gear to thwart pickpockets. It should be pointed out that overall, the crime rate on the London Underground has fallen in recent years – down from 17,828 in 2012 and 19,223 in 2013 – to 15,635 in 2014, however, the locations which were outlined in the report are ones that all travelers should be aware of when visiting London and traveling on the subway. For a detailed report on London Tube pickpockets, read this report.

London, England, is known for pickpockets working the crowds for as long as they have had their underground tube.

Since a majority of pickpocketing occurs in their subway system, the British Transport Police has put together a series of short videos that alert travelers to the most common types of thefts that you would fall victim to in the UK.

These videos are very well done and should be viewed by anyone who is going anywhere pickpockets are known to show their trade. Here is the pickpocket video link that has additional information.

London Transport Police Videos

Pickpocket Tactics Video – The Stall

Pickpocket Tactics Video – The Concealed Hand

Pickpocket Tactics Video – The Easy Dip

Pickpocket Tactics Video -The Helpful Stranger

Pickpocket Tactics Video – The Distraction

Pickpocket Tactics Video – The Diversion

Pickpocket Tactics Video – Luggage Lifters

Pickpocket Tactics Video – The Snatchers

Pickpocket Tactics Video – The Blind Spot

Pickpocket Tactics Video – The Sleeper

Pickpocket Tactics Video – The Plucker

Pickpocket Tactics Video – The Helpful Stranger

Pickpocket Tactics Video – The Grabber

Pickpocket Tactics Video – The Early Bird

Your car can practically be your home away from home whether you drive for business or leisure. Therefore, you will want to take some precautions to protect it and your possessions inside. Ideally, you wouldn’t leave anything valuable at all in your car, but the reality of life is that your car is going to serve as much like a safe deposit box or a storage closet in addition to transportation. The following are a few tips to help you protect your car and everything in it while taking a car trip or even while just driving around town.

Keep your keys safe – even when you are at home

At home keep your keys safe, this goes for your extra or spare keys too. Don’t leave them in the car or on an entrance table or bench in the house. Secure them in an out-of-the-way place such as a drawer or somewhere safe that is out of sight so a burglar can’t easily find them and drive away in your car.
Don’t leave your keys in the car while you are putting gas in your car at the gas station, or when you go inside the station to pay. Don’t tempt or make it easy for a thief to jump into your car and drive away.
Don’t go back into the house during winter while you let the car warm up. Yes, we understand it is freezing cold but thieves take advantage of this time of the year. And don’t leave the car running but lock it with the spare key – a thief is most certainly going to forgo the cost of replacing the window to smash it when they’ll have possession of your car. Put your coat, gloves, and scarf on and stay with the car!

Choose your parking space wisely

When parking in airport lots, park in view of the exit toll booths or parking office if possible, or just within view of a shuttle pickup location or kiosk. The increased foot traffic will discourage potential thieves. Well-lit areas are next best; most airport lots have surveillance cameras in place, so making it easier for an attendant to see your car on a security camera will help.
Be careful when you park your car at a sporting or entertainment event such as a football game or concert. These cars are a dead giveaway to thieves that you’re going to be away from your car for a set period of time. Never leave ticket or event information in the car that would indicate to a thief how long you’ll be gone. Again choose a well lit or well-trafficked area if possible. Never leave any valuables visible in the car either.
Park “trunk out.” If you are storing items in your trunk, you will want to point the trunk out into the lot aisle, where more people can see anyone trying to break in. Don’t give thieves the opportunity to use your car as cover while ripping you off.
When parking on the street, try to park within sight of a busy store or hotel entrance, under a street lamp, near a busy corner or out in the open away from things that might provide shelter to a thief (like thick or low-hanging trees). The busier the street, the better.
When you park your car in a pay parking lot – take your parking ticket with you when you leave the car. That way, even if a thief gains entry into your car if they have to pay for a lost ticket and they’ll be getting themselves noticed.
Self park when you can so you don’t have to relinquish your keys.

When in doubt, use a parking garage

Parking on the street is the most vulnerable place to be, so if you are uncomfortable with your street parking options, by all means, use a parking garage instead. Parking garages often have surveillance cameras. Although you are safer in a parking garage, that does not mean that you are invulnerable. Remove or lock up any really valuable items – that means accessories for your cell phone, loose E-ZPass apparatus bags, etc. to remove temptation. All of the same precautions above apply; no matter where you park, make it as difficult and uninspiring to potential thieves as possible.

Load and hide your stuff before you reach your destination

By the time you pull into a hotel lot, valet queue, parking garage or any parking spot, everything you plan to leave in the car should already be well stowed and hidden. To pull into your spot, and then take your most valuable items and pack them in the trunk, is to broadcast to anyone within view exactly where to focus their attention if they want to rip you off. The best approach is to put your things in the trunk or another safe compartment before you even get in the car at the beginning of your trip.

Don’t leave ANYTHING visible in the car

If you leave your radar detector attached to the windshield, your cell phone in the front console, or your handbag on the seat, then do not expect sympathy when it gets stolen. A car alarm will not, ever, protect from a smash and grab. It takes a thief 5 seconds to smash the glass, grab the item, and be around the corner. Even with your alarm sounding he’s gone.
It’s not just electronics that thieves break into vehicles for. Don’t leave gym bags, shoe boxes, shopping bags or anything in the vehicle. If a thief sees a bag in a vehicle, they may think the bag contains something of value and smash your window to get it.

Unload your stuff away from your parking spaces as well

If you are planning to return to the same parking area, you will want to take your stuff out of the car away from the lot if possible. If you open the trunk and take out all the good stuff each time you return to your car, eventually someone will notice. The best case is to be able to pull over somewhere safe away from either your home base or destination and get your stuff then.

Make your car look protected

A huge part of the job an alarm does is to give a visual warning to a thief that the car has security measures. Make sure you put the alarm warning stickers on the window and the LED warning light in the dash is fitted. (And if you don’t want to get an alarm you can buy these little extras separately.)
Make it a habit to always lock your car doors, in your driveway, at a gas station, even while driving and certainly when parking even for a minute.

A neat car is less likely to be burglarized

A car that is filled with jackets or beach towels that appear to be covering items of value suggests that valuables may be under the pile of jackets or towels. If a potential thief sees nothing but car upholstery, he or she is less likely to be curious about what might be hidden in the car.

These security devices will help you guard valuables in your vehicle. They are portable, so you can take them from your vehicle to your RV to your home or your office.


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